wftda insurance

ok, here is what i'm researching...the wftda insurance program. jo told me wednesday that it was a necessity. so i wanted to get some knowledge (cause it's power:) before making the switch. so with wftda, the insurance is 65 dollars a year. no matter where we go, what we do, we are covered. no club charter (which is 80 dollars a space for practice) and no sanctions required for this. the trouble is, if the other leagues are usars, they are not. no matter where we bout, we are good. so, the charter for bouts would be 100 bucks (still saving us money) and we could include in our bout contracts to have the other league pay that fee (under bout compensation, saying they pay it or we pay less or something to that degree since we either trade or pay 250). so its more expensive for each skater (by 20 bucks a year) but it helps save the league a boat load of cash which will keep our dues from rising again. it takes all the hassles from prebout paperwork down to almost nothing which tayz can appreciate:) tcdg are the only league i know of so far that we play that has it. its offered to apprentice leagues and full leagues only.

we also need to do a mock sanctioned bout (2 of them actually before becoming full member league) which jo said we cannot do without wftda insurance. she also said that wftda is trying to get everyone to switch and urge leagues not to play others without this insurance which i'm feeling weird about. the woman who answered all my questions right away from wftda insurance sent me all necessary forms and answers within 12 hours (like 5 corrospondences) which was super cool that they were so available. so the question is, do we play another year with usars knowing that will hold us back and cost us money or do we make the switch since its kinda where we need to go? it is my 2012 goal to bring this league into the full membership hopefully by the end of the year. i love the idea of no matter where i skate, i am covered. how does everyone else feel? let's talk it out. i can also post on here all conversations between me, jo and the wftda insurance if you all want. this was a pretty good summary tho.

moxie

I think is sounds like a good idea to switch for 2012. No reason to use USARS if WFTDA is the way to go. I know Outfit uses WFTDA too...even though they didn't show for the mixer. That what Tayz had to submit. I am fine with the extra $20 its just a one time a year cost and I love the fact that we don't have to get sanctions...this really helps for team practices....and outdoor practices. Lets maybe take a vote after everyone views the info and thinks about it.

Covered wherever we skate is a Very Good Thing, especially since we don't require our members to have their own insurance. If there's any benefit to holding WFTDA and USARS as a CYA move while we transition, I'd certainly do that - the more insurance, the better. When Aaron had to have hernia surgery his co-pays ran nearly $3000, and I think the WFTDA/USARS is supposed to pick up where your insurance leaves off - one of his colleagues says it's amazing how fast you can run through your yearly limit.

Coverage anywhere is worth $20 a month - definitely worth $20 a year!

I'm down for WFTDA!

i love this! we pay so much to usars right now just to get bouts sanctioned. if we didn't have to do that, we would save almost $500 per bout. yes yes yes yes!!!

This seems like a very smart move especially after Painbow made it clear about how much we pay per bout. Lets do it!

Definitely agree save money and move forward!

Sounds like a great plan!

If we had a "love" button I would click yours, Painbow!

Sounds like a great idea!!!

I say going with WFTDA makes sense. I'm willing to pay the $65 for all the headaches and money it's looking like it will spare the league. All around it sounds like a step in the right direction

Just a curiosity- I remember reading somewhere that with usars refs were only covered at bouts, I could be wrong, I'm new to this. Is that the case with the WFTDA insurance or are the zebras covered to the same degree as the players?

Just a question... If we switch insurance and they strongly urge us not to play other teams that don't have the same insurance will we be cancelling any of our bouts already scheduled? That would really suck, but I still think we should switch regardless. Also, this could possibly give us more opportunity to do intraleague bouts as well. Just wondering what would happen.

i am not going to cancel any bouts already scheduled. some already have contracts and its just bad business anyway

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I agree with camp and painbow from everything that Ive read here. I like that the league will be saving money, and I like that we will have more flexibility with team practices. $20 bucks a year is not such a big deal.

i voted.